Our Plan



 

7 steps to financial freedom.

Time-proven foundational principles are the best way to get back on track to your financial well-being.

  1. Knowledge: Knowledge becomes power only when we put it to use.
  2. Cash Flow: When you track your money, you control it.
  3. Debt: Minimize debt to create additional wealth.
  4. Taxes: The less you pay, the more you keep.
  5. Risk: Don’t lose a lifetime of work.
  6. The Big Picture: Know where you are going and how to get there.
  7. Your Decision:The secret to getting ahead is getting started.” - Mark Twain

The Concept

Your Family Bank teaches families, individuals and businesses to develop a structured financing program to capture more of the interest that normally goes to financial institutions, and function comparably to the federally chartered bank up the street. Your Family Bank will show you how to have the freedom from the conventional form of financing, This means that you will no longer be dependent on banking institutions or finance providers for your funds. We will teach you how to become your own bank and by you becoming your own bank, you will be able to keep the loan interest as well as the principal and you take back control over the loan stipulations and, ultimately, you transform all your debts into assets.

Most of Americans are in total agreement that they would very much love to have their very own personal bank but very few are prepared and capable to withstand the extensive, difficult and costly, process for creating their specific federally chartered physical bank. We will teach you our time tested concept that has been around for over 200 years. Your Family Bank is a legal, legitimate plan that recaptures some of this loss and lets your family’s nest egg grow safely and predictably. At Your Family Bank this is where we can help.

Have you ever been able to find a specific vehicle exactly for you that minimizes the cost of wealth transactions by allowing you the complete free accessibility and complete use of your own hard earned money without being nervous or worrying about the burdens associated with taxes, fees, penalties, or the fluctuating ups and downs of the market risk? We can direct you into a safe vehicle that will allow all your hard earned money that you have accumulated over the years to grow 100% tax-deferred, with the opportunity of being withdrawn 100% tax-free and with zero penalties that also offers you guaranteed rates of return, tax-free dividends, a great level of asset protection and essentially limitless contributions. Allow us to educate you with a free Your Family Bank consultation.

The Plan

If you keep doing what you have always done, you will keep getting what you always got!

It is very hard for most people to change, but the best way for you is to have a plan in place. When working with a Your Family Bank representative, Together we will show you our proven methods to help you start a Your Family Bank plan. This is not a financial plan that is based on a high credit score or any bad credit history. When working with a Your Family Bank representative, they will teach you in most cases to do this with little or no increase in your monthly budget.

Unlike most of the other financial representatives who mainly focus on advising their clients about risky non-guaranteed specific products they sell, Your Family Bank will show you a safe proven financial literacy program that is base on our 7 STEPS OF MONEY MANAGEMENT. By following this 200 year old proven method quickly allows people to get an immediate control of their spending. It's a simple phrase. More than that, it's a very simple idea, yet the concept alludes tens of millions of families each year. The Your Family Bank concept provides a solution for reducing taxes, paying off ALL debt and increasing your tax-free retirement savings account using a safe predictable product that provides guarantees.

The Benefits

We can show you how to become completely debt free, including your student loans and mortgage in 9 years or less without spending any more money. How would you like to learn how to become completely debt free? Your Family Bank strongly focuses on taking control of the things you can't control. All of our clients control their debt, spending and savings with 7 easy steps while also accomplishing much more.

Such as:

  • Financing all your automobiles and major purchases
  • Having tax-free income at retirement
  • Saving for college
  • Capturing the interest you are currently losing
  • Private Loans
  • Family Getaways
  • Medical and dental expenses
  • Prevent Payment of Estate Taxes
  • Establish an emergency fund
  • Insurance – Health, Automobile, and so on...
  • Create a Family Legacy that Passes to Each New Generation

 

 

Our Services

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For over a decade Your Family Bank has been a name clients can trust. Our unique approach to financial education has always centered around families. We believe that financially strong homes today, lay the foundation to bright futures for tomorrow's generation.

Unlike most financial advisors, who primarily focus on advising their clients on specific financial products they sell - 401k, IRA, Mutual Funds, & Stocks, YFB teaches a proven personal financial literacy program that is based on 7 steps that allow people to get immediate control of their spending, debt, savings, and taxation. We have a comprehensive financial management system that helps individuals and families effectively manage every aspect of their financial lives.

Testimonials

  • I sat Down with Ronald in 2016 having lost half of my 401k savings from 2008 to 2009. Ronald Gave me an education I will never forget. He turned my financial nightmare into a life changing concept, just by redirecting my money in YFB. Because of what YFB did for me, I went and obtained my license and was educated so I can help other people change their financial outlook for the better. I can proudly say I have changed clients lives for the better!

    Richard Alpirn
    Boca Raton FL.
  • I was reviewing our bills and was frustrated that no matter how hard I tried, I couldn't seem to lower our debt. I couldn't figure out what I was doing wrong. After listening to (my YFB producer) and seeing the numbers on paper, I have to admit, the program intrigued me. I told them that at this point there had to be a better way then what I was doing and was willing to try anything. Come to find out, (this) way was better. We have now been on the plan for almost two years now and have paid off over $50,000.00 in debt. I should also mention that we have not had to change our lifestyle either. Our personalized financial plan shows that we could be completely debt free within 10 years, including our mortgage, and still be able to send our 2 children to college and retire without financial hardship. Thank you for being patient with a skeptic and providing the tools to obtain a debt free future.

    Erika M.
    Massachusetts
  • When I think of the long-term effects on those who read Becoming Your Own Banker, I see: Less divorce in our country. Most of the divorces have financial matters at their root. Less need for government interference in out lives. Obeying the principles will preclude the need for Social Security. Peace of mind. This will have an effect of life span and overall health. Control of your own destiny. The ability to serve others more effectively. This concept allows all these things to happen. I'm glad I was introduced to it many years ago and was able to play a part in its development.

    Roland J. Nelson
    Pharmacist, Birmingham, AL
  • The concept offers a chance to accumulate much greater sums of money 'tax-free' than is possible with IRAs or 401(k) plans, without being forced to wait until age 59 ½ to use the money without penalties, or being forced to begin taxable withdrawals at 70 ½.

    Kent Basson
    Engineer, and a recent graduate of Law School at Washington & Lee University.
  • I wish I had learned about building my own private bank concepts earlier. Now I am in the 4th year of building my own bank. However, I was able to finance a car last year already if I wanted to. The system is amazingly simple to follow and it makes so much sense for the real wealth building and preservation. It provides more than recovering the interests and cost of the car and any major purchases; it also provides many instant tax-favored benefits I did not have before. I am not only using the system for car purchase, I am also building my own bank for emergency cash reserve, liquid cash for other investment opportunities, my retirement savings, etc. I wish I had started the system much earlier.

    C. L.
    California

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